Insurance in Netherlands

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the Dutch Pensions and Insurance Authority, charged with supervision of all Dutch pension funds and insurance companies until 2004.

In 2004 the Pensions and Insurance Authority was merged with De Nederlandsche Bank.

Today, insurers in the Netherlands, fall under the supervision of both the AFM (The Netherlands Authority for the Financial Markets) and that of DNB (DeNederlandscheBank - central b.).

Main regulations:

The Financial Supervision Act (Wet op het financieel toezicht) of 28 september 2006

Insurance Business Supervision Act 1993 (Wet toezicht verzekeringsbedrijf 1993 / IBSA)

Funeral In-kind Insurance Business Supervision Act (Wet toezicht natura-uitvaartverzekeringsbedrijf / FIBSA),

The Solvency II guidelines are embedded in Dutch law in the Financial Supervision Act (Wet op het financieel toezicht - Wft) and its subsidiary regulations.

Implementation of the Solvency II Directive at the national level has been effectuated through the Act implementing the Solvency II Directive, the Omnibus II Implementation Act and the Decree implementing the Solvency II Directive and Regulation. These laws and regulations have now been finalised and published

The Decree implementing the Solvency II Directive and Regulation also provides further details of the new Solvency II Basic regime for insurance companies that do not come under Solvency II.

The Financial Supervision Act (Wet op het financieel toezicht) distinguishes between various types of insurers:

life insurers;

funeral expenses and benefits in-kind insurers;

non-life insurers;

reinsurers, which are entered separately in the register.

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la master , Republica Moldova
Administrarea financiar-bancară
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